» Deposit Insurance : 2012 Answer if you can..

Deposit Insurance

What is Deposit Insurance?
Deposit insurance is a measure enforce in many countries to assist bank depositors, in full or in part, from losses get by a bank’s inability to pay its debts when due. Deposit insurance systems are one component of a financial system security net that supports financial constancy.

Deposit insurance, as important as it is, is not infinite. In most instances, there is a government-enforce cap on the amount of funds that any one depositor can be insure to get back if the bank fails. This does not preclude someone from having accounts at multiple banks as a precaution, and in fact, most wealthy individuals do just that as part of a common strategy known as diversification.

Deposit insurance organization
Afghan Deposit Insurance Corporation
Federal Deposit Insurance Corporation
National Credit Union Share Insurance Fund
American Share Insurance
Philippine Deposit Insurance Corporation
Canada Deposit Insurance Corporation
Malaysia Deposit Insurance Corporation
Fonds de Garantie des Depôts
Financial Services Compensation Scheme
Deposit Insurance Agency
Instituto para la Protección al Ahorro Bancario
Nigeria Deposit Insurance Corporation
Depositors’ Compensation Scheme
Deposit Insurance and Credit Guarantee Corporation
Savings Deposit Insurance Fund
Bulgarian Deposit Insurance Fund
Korea Deposit Insurance Corporation

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2012 Answer if you can..